Medicare Coverage You Deserve
If you’re exploring ways to lower your Medicare costs or learn more about available benefits in your area, licensed insurance agents are here to help you review your eligibility, compare plan options, and find the coverage that fits your needs.
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Original Medicare Doesn’t Cover It All
While Original Medicare includes Part A for hospital care and Part B for medical services, there may be important benefits it doesn’t provide. Without additional coverage, you may have to pay for those services out of pocket.
If You Need Services that Original Medicare Doesn’t Cover, You May Pay Out of Pocket
Certain services aren’t included in Original Medicare. You can avoid unexpected costs with additional coverage like Medicaid or a Medicare Advantage Plan that helps cover extra benefits.
Part A
Hospital Insurance
Part B
Medical Insurance
Part C
Medicare Advantage Plans
If you need services Part A or Part B doesn't cover, you'll have to pay for them yourself unless:
- You have other coverage (including Medicaid) to help cover the costs.
- You’re in a Medicare Advantage plan or Medicare Cost Plan that helps covers these services. Medicare Advantage plans and Medicare Cost Plans may cover some additional benefits. Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.
Medicare Advantage (also known as Part C)
- Medicare Advantage is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage. These “bundled” plans include Part A, Part B. In most cases, you’ll need to use doctors who are in the plan’s network.
- Plans may have affordable out-of-pocket costs.
- Plans may offer some additional benefits that Original Medicare doesn’t cover. Not all benefits may be available on all plans or in a single plan benefits package.